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  How much does bad credit cost me?  
  Bad Credit Can Cost you More Than You Could Ever Imagine  
     
  Credit Card  
  Most, if not all, prime credit cards are entirely out of reach to consumers with bad credit, and the few credit cards that are available to them (known as subprime) come at a very high interest rate.  
     
  Automobile Financing  
  If you are making payments on a car, you are probably paying between S1,500 and $5,000 more just for having bad credit. This added interest shows up every month in a higher payment. Take a look.  
  Home Mortgage  
  Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $30,000 and $160,000 more in interest if you are buying the home with bad credit.